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View Poll Results: What insurance type do you use?

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  • Third Party

    68 36.56%
  • Third Party, Fire & Theft (TPFT)

    104 55.91%
  • Full Comprehensive

    14 7.53%
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Thread: [Discussion] ~ Insurance Related Issue

  1. #251
    thrasher
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    I only paid 475 for tpft chartis alliance. Im 26 more than 5 years exp. Its too damn ex seriously but your age plays a part
    Thrash? Don't mind if i do.


  2. #252
    plasticprison
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    Quote Originally Posted by at0m87 View Post
    Guys, just received a notification to renew my insurance.

    S4 Revo FBE 2 years old
    me 24yrs old
    w/ 6 years experience

    Ban Hock Hin (current insurance provider) quote me:
    nv claim before but they only give me 15% NCD
    after discount $940.42 for TPFT

    how come suddenly insurance soar?

    is there other insurance company to recommend?
    wah. how come so expensive?
    When touring, its usually the rider that give way first before the bike itself.

    got box got tour.

     

     
  3. #253
    thrasher
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    maybe revo got alot of claim?
    Thrash? Don't mind if i do.


  4. #254
    at0m87
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    Damn it. i just realized why my NCD is only 15%. because when i buy the bike, MAH motors did not transfer the 20% over for me so i started out with 0% NCD. then subsequence year, for some reason i thought i had 20% but was just told last year i had only 10%. this year is the third so i get 15%. Mega WTF siah. the 900+ quotation is from Liberty insurance, which i thought they only do big bikes like Harley and so on.. which also would explain why they charge so high. just called ANDA and they said chartis is 597 with my 15% NCD which is the cheapest so far..
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  5. #255
    plasticprison
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    wah. at least the price you got from anda is alright la. phew. lol. if all our premiums for s4 are so high, i rather upgrade and ride a bigger bike
    When touring, its usually the rider that give way first before the bike itself.

    got box got tour.

  6. #256
    ducktale83
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    Aiya,i shld go msig..my insurance $220 nia..****

  7. #257
    surfcast
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    Just renewed my tpft insurance with msig. $520 poorer now. Dun quite understand how come mine so ex. 30 yrs old n licence more than 10 yrs n never make any claim before. Hope will have to pay much lesser once hit 31yrs of age.

  8. #258
    surfcast
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    Bro u how old if u dun mind sharing.

  9. #259
    edwardthy
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    mine is $421.00 TPFT NTUC 31 years old Super 4 Spec 2. 20% NCD.

  10. #260
    asridr4gonz
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    Wanna ask 19 years old, SPEC3, new bike, insurance how much??

  11. #261
    thrasher
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    spec 3 new bike? spec 3 no more new models. latest is revo only.
    Thrash? Don't mind if i do.


     

     
  12. #262
    asridr4gonz
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    ok then wat abt the year 2006 SPEC 3 bike. just 3rd party only. how much?

  13. #263
    SparkerS1
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    why not u call the respective insurance company to get a direct quotation, will be more accurate and faster.

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  14. #264
    byon
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    directasia.com

    $230 (20% NCD)
    Third Party.
    Spec 3

  15. #265
    fella
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    Just renewed, ntuc, tpft 689.95 with ncd 10% for my spec 1

  16. #266
    f-50evolution
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    how much for spec 3 19 yo? tpft
    Class 3 : 6 Jan 2011
    Class 2B: 22 June 2011
    Class 2A: 26 July 2012
    Class 2: 20 Sept 2013

    R15 BumbleBee
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  17. #267
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    NTUC Income,

    Version S,
    3rd party only, just applied, me as 2nd rider. $196 with 20% NCD & 5% loyalty discount.

  18. #268
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    Quote Originally Posted by Ice_cougar View Post
    NTUC Income,

    Version S,
    3rd party only, just applied, me as 2nd rider. $196 with 20% NCD & 5% loyalty discount.
    Hw come so cheap?wats ur age?

  19. #269
    AkalaPovic
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    Version S
    3rd party, $183 , 20% ncd from directasia
    25 year old.
    The RR on my Fireblade represents "Race Replica"

  20. #270
    tiku
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    Quote Originally Posted by AkalaPovic View Post
    Version S
    3rd party, $183 , 20% ncd from directasia
    25 year old.
    bro, direct asia how to pay? credit card or can pay thru AXS machine?
    WTS givi e16 smile box, with led @$20


    interested party , do PM me..

  21. #271
    fairSquare
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    Quote Originally Posted by tiku View Post
    bro, direct asia how to pay? credit card or can pay thru AXS machine?
    credit cards only or make your way down to their office at hong kong street.
    workers of peace

     

     
  22. #272
    LXY
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    Direct Asia insurance so cheap sia? When there is a claim of dispute or accident, will they take very long to settle for u?
    I got a quotation from ntuc 3rd party @ $300 plus. Ntuc nowadays got mobile orange bike to help u when accident occur. Quite a gd service!
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  23. #273
    FirmanWahab
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    Haha just directly call the insurance company please! It's less than 5 minutes.
    I love riding.

  24. #274
    logen1836
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    Quote Originally Posted by tiku View Post
    bro, direct asia how to pay? credit card or can pay thru AXS machine?


    Quote Originally Posted by fairSquare View Post
    credit cards only or make your way down to their office at hong kong street.
    I paid via POSB Debit Card. Quite easy.

  25. #275
    ducktale83
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    Quote Originally Posted by logen1836 View Post
    I paid via POSB Debit Card. Quite easy.
    They accept debit already?tats gd:-)

    Sent from my IPHONE6 using Tapatalk 2

  26. #276
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    Hi bro. Anyone can intro a cheap insurance company for me? I'm riding a 06 spec3 24 yrs old.

  27. #277
    buso1984
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    Anyone tried directasia insurance? I am thinking of getting it. The third party fire theft they quote me online is only at $305 per year with 15% NCD. Seems too good to be true. I am getting a super4 spec 2 in 2 weeks time! Trying to find the best deal.

    Anyone did any claims with them before? Thanks!

  28. #278
    altey
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    Quote Originally Posted by buso1984 View Post
    Anyone tried directasia insurance? I am thinking of getting it. The third party fire theft they quote me online is only at $305 per year with 15% NCD. Seems too good to be true. I am getting a super4 spec 2 in 2 weeks time! Trying to find the best deal.

    Anyone did any claims with them before? Thanks!
    I did a quote wif them at $272 and ntuc at $274.. 3rd party. Decide to go wif ntuc as I believe it easier to claim. Maybe u should check out ntuc 1st to see the difference..

  29. #279
    altey
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    Quote Originally Posted by buso1984 View Post
    Anyone tried directasia insurance? I am thinking of getting it. The third party fire theft they quote me online is only at $305 per year with 15% NCD. Seems too good to be true. I am getting a super4 spec 2 in 2 weeks time! Trying to find the best deal.

    Anyone did any claims with them before? Thanks!
    I did a quote wif them at $272 and ntuc at $274.. 3rd party. Decide to go wif ntuc as I believe it easier to claim. Maybe u should check out ntuc 1st to see the difference..

  30. #280
    xstorm
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    What is the maximum NCD that can go up to ?

  31. #281
    r1der
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    Quote Originally Posted by xstorm View Post
    What is the maximum NCD that can go up to ?
    Some bros here manage to have 20% NCD. I guess tats the maximum one.
    My Ride History:
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    2001 - 2004 : Yamaha Sports Y110SS a.k.a My First 2-Stroke Bike
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    2012 - 2012 : Honda CB400 Spec II a.k.a My First VTEC Love
    2013 - NOW : Yamaha YZF-R1 a.k.a My First SuperBike

     

     
  32. #282
    XxPJYxX
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    Quote Originally Posted by r1der View Post
    Some bros here manage to have 20% NCD. I guess tats the maximum one.
    Maximum 25% I got it...

  33. #283
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    The longer u stay with an insurance company, the higher your NCD will go... At least 1 year no claims to get 10% NCD. If u keep switching companies, u got 10% NCD for all companies but they don't add up. Stay with a company long enough, you'll get the same as me, 25% NCD. 23 years old now, $330 for third party insurance for my cbr 400 rr... Considered cheap for me already, compared with another idiot who check with his insurance company and they quoted him $700+... Jump companies no NCD never mind, same age as me but I don't know how he can tell me his insurance premium is $700-$800 when mine is only $330... Lol

  34. #284
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    across all insurance company the max NCD is 20% only the additional 5% is either loyalty discount or the ntuc ride safe course discount. for directasia i wun recommend as i got a not so pleasant experience with them before.
    06/08/07 --passed Class 2B (3rd attempt)
    15/04/09 --passed Class 2A (1st attempt)
    01/09/11 --passed Class 2 (2nd attempt)

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