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View Poll Results: What insurance type do you use?

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  • Third Party

    68 36.56%
  • Third Party, Fire & Theft (TPFT)

    104 55.91%
  • Full Comprehensive

    14 7.53%
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Thread: [Discussion] ~ Insurance Related Issue

  1. #51
    FUbike
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    sorry, ask off topic question....

    if transfer owership of bike, how much?
    bike still have installments.
    2004-2006 >> Kawasaki- Krr 150 <<
    2006-2008 >> Honda- Spec 1 <<
    2008-2009 >> Yamaha- X1 <<
    Banned from riding... Smallest bike but worst accident...

  2. #52
    e|ement
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    that u muz seek help from ur bike shop de

    cannot anyhow trnsfer de
    bike history
    1987 - 1988 - Baby steps
    1989 - 2005 - Bus,Mrt,Taxi
    Nov05 - Jan07 -YBR125
    Jan07 - Feb11- CB400 Spec 1
    Mar11 - ??? Fazer 1000
    Nov05 - Got Got Class 2B
    Dec 06 - Got Class 2A
    Nov07 - Got Class 3
    Mar08 - Got Class 2

     

     
  3. #53
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    Am i rite to say insurance for spec 1 is cheaper than spec 3?? Or they juz go by model where s4 comes in one category?

  4. #54
    Blackbeauty69
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    depends how old is ur bike... e older cheaper, newer e X.

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  5. #55
    toshiorone
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    Brothers and sisters.. $1600 is nothing.. Don't get shocked what you're about to read, it may be disturbing.......................

    ...................MY INSURANCE IS $3461!!!!!!!!! WHICH IS MORE RABAK?!?!?!?!?!

    Anyways it's under NTUC.. Got accident before on previous bike(NSR 150SP). I just took this coz I have no other choices.. Only NTUC got installment plan with 0% interest. Im 20, riding Super4, FBC.. =( So one month I pay my bike n insurance is the same as paying for a car.. What a sad sad sad story.. If not can get my full system, jettings, etc already..
    Ride On.

  6. #56
    dragonforce
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    Quote Originally Posted by blackbeauty2A View Post
    depends how old is ur bike... e older cheaper, newer e X.
    i thought should be older bike more ex (assuming more prone to errors) and newer bkes cheaper..

    assuming both are somewhat the same bike.. cb400 ver s and cb400 spec 3..
    Quote Originally Posted by motobike-search-engine.co.uk
    Rat bike - A motorcycle not necessarily kept in pristine condition, often painted matt black. Minimal maintenance and mismatched parts often used.

  7. #57
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    Quote Originally Posted by euz View Post
    okok.......... joking wif u lah...........
    hehe........
    same here.
    anyway it doesnt matter if anyone going or nt going to get the insurance from my frd.

    haha

  8. #58
    Blackbeauty69
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    Quote Originally Posted by dragonforce View Post
    i thought should be older bike more ex (assuming more prone to errors) and newer bkes cheaper..

    assuming both are somewhat the same bike.. cb400 ver s and cb400 spec 3..
    from wat i noe older bike much cheaper than newer bike.. correct me if i'm wrong.

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  9. #59
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    wah! $1600++?? So high?? Mine using ntuc 3rd party only, spec 1,age 21, $400++.

  10. #60
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    btw bro, u quote for what spec?

  11. #61
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    no cos new bike if claim they pay more ma

    old bike less value so cheaper lorx
    bike history
    1987 - 1988 - Baby steps
    1989 - 2005 - Bus,Mrt,Taxi
    Nov05 - Jan07 -YBR125
    Jan07 - Feb11- CB400 Spec 1
    Mar11 - ??? Fazer 1000
    Nov05 - Got Got Class 2B
    Dec 06 - Got Class 2A
    Nov07 - Got Class 3
    Mar08 - Got Class 2

     

     
  12. #62
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    if my bike is still under installment from bike pro, so it mean that renewal of insurance must die die go through them? can i get my own insurance?

    (sorry for asking such a noob qns, cause its my first time taking installments from bike shop)
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  13. #63
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    Quote Originally Posted by Sixer View Post
    if my bike is still under installment from bike pro, so it mean that renewal of insurance must die die go through them? can i get my own insurance?

    (sorry for asking such a noob qns, cause its my first time taking installments from bike shop)
    CAN!!!!!!!!!! u want to cancel now and take other insurance also can!

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  14. #64
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    Quote Originally Posted by blackbeauty2A View Post
    CAN!!!!!!!!!! u want to cancel now and take other insurance also can!

    ok. thanks. dont tua me lei.....

    you under bp hire purchase too?
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  15. #65
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    hehe jk lei =P

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  16. #66
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    no ah but i done it before... i last time my rxz days i using mitsui than i change to ntuc.. thats y i noe.. n that time my bike still under installment.

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  17. #67
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    Quote Originally Posted by blackbeauty2A View Post
    from wat i noe older bike much cheaper than newer bike.. correct me if i'm wrong.
    not sure.. just stating what i think..

    Quote Originally Posted by e|ement View Post
    no cos new bike if claim they pay more ma

    old bike less value so cheaper lorx
    ok going by this theory.. i can understand why older bikes insurance cheaper.. thanks!
    Quote Originally Posted by motobike-search-engine.co.uk
    Rat bike - A motorcycle not necessarily kept in pristine condition, often painted matt black. Minimal maintenance and mismatched parts often used.

  18. #68
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    Quote Originally Posted by blackbeauty2A View Post
    no ah but i done it before... i last time my rxz days i using mitsui than i change to ntuc.. thats y i noe.. n that time my bike still under installment.
    but is it under bp? from what i know, different bike shops have different policies.... so want to know whether bp have such polices or not.
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  19. #69
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    Quote Originally Posted by biting_point View Post
    mine's NTUC..
    $240 still not cheap??
    but always can chck with other companys to compare prices..

    How come yours so cheap?
    I am 2 yrs more antique than you, after the 20% ncd, 5% loyalty n 5% watever not, NTUC is charging me 366 for tpft.....(they sent me a letter on it) which agent u go hun?

  20. #70
    biting_point
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    Quote Originally Posted by pipika View Post
    How come yours so cheap?
    I am 2 yrs more antique than you, after the 20% ncd, 5% loyalty n 5% watever not, NTUC is charging me 366 for tpft.....(they sent me a letter on it) which agent u go hun?
    never went any agent, just renew by letter also..
    maybe you are lady??

    i think in the end it differs person to person.. then again, if by agent, see how much the agent wanna "earn" from you..

  21. #71
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    Quote Originally Posted by Sixer View Post
    but is it under bp? from what i know, different bike shops have different policies.... so want to know whether bp have such polices or not.
    ouh i tot all same leh? mayb u can call up ask lor... mayb now dif policy.. no idea... coz insurance under ur name mah? u can cancel they will refund u back then u must open new insurance asap. correct me if im wrong.. i tink u check ur bike shop so u can understand better.

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  22. #72
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    lady and guy different quote meh?
    bike history
    1987 - 1988 - Baby steps
    1989 - 2005 - Bus,Mrt,Taxi
    Nov05 - Jan07 -YBR125
    Jan07 - Feb11- CB400 Spec 1
    Mar11 - ??? Fazer 1000
    Nov05 - Got Got Class 2B
    Dec 06 - Got Class 2A
    Nov07 - Got Class 3
    Mar08 - Got Class 2

  23. #73
    syarif
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    Quote Originally Posted by bluesurfer View Post
    hi guys,

    i check with ntuc for quotation for s4. i am 20 currently and for s4 they quoted me 1600++izit really so much???!!!its only 3rd party coverage lei
    im 20 this year and my 3rd party is 876 on ntuc. maybe u riding spec 3? im riding v.s btw.

    3rd party still pay via instalments. haha. cheapo me.
    I'd rather get a Leo Vince than a Louis Vuitton.

  24. #74
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    Quote Originally Posted by toshiorone View Post
    Brothers and sisters.. $1600 is nothing.. Don't get shocked what you're about to read, it may be disturbing.......................

    ...................MY INSURANCE IS $3461!!!!!!!!! WHICH IS MORE RABAK?!?!?!?!?!

    Anyways it's under NTUC.. Got accident before on previous bike(NSR 150SP). I just took this coz I have no other choices.. Only NTUC got installment plan with 0% interest. Im 20, riding Super4, FBC.. =( So one month I pay my bike n insurance is the same as paying for a car.. What a sad sad sad story.. If not can get my full system, jettings, etc already..
    wa!!!3k ar!!!then y still go for ntuc??i tink even if u got for insurance like axa plus interest wouldn't be so much lei....and wa...u 20 only can support this high cost meh?
    Last edited by bluesurfer; 05-05-2008 at 02:47 PM.

  25. #75
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    i just called up ntuc income.. to find out they do installment for insurance! wohooo!! i do not hav to worry liao...

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  26. #76
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    heh heh heh... mine juz renew last saturdae... 319 for my spec one.... cheap...
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

  27. #77
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    wtf!!!!!!!!!!!!!!!!!!!!!!!!! y urs so cheap?

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  28. #78
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    wat insurance u using? kaoz

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  29. #79
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    ha ha ha... for ur info... I DUN KNOW!!!! wahahaha.... i go in the motortiam and said: please get me the cheapest insurance! and that's it...
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

  30. #80
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    chey! haha can like that.. i paying installment for my insurance.. my total insurance 2nd time renew is $597 minus 10% already.... still x!

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  31. #81
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    Quote Originally Posted by Xiao^bai View Post
    ha ha ha... for ur info... I DUN KNOW!!!! wahahaha.... i go in the motortiam and said: please get me the cheapest insurance! and that's it...
    how old are u ar??can get this price??

     

     
  32. #82
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    xiao bai 32 yrs... LOL! so old..... his 23 bro i oso same this month i 23.. i noe u nvr ask.. tellin u onli..

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  33. #83
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    got one question leh... the insurance really got so high mah? last yr my friend bought a spec 3 insurance onli 800.... seriously if for me i wun really consider getting a s4 with insurance higher than 1.3k (personal thinking)....
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

  34. #84
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    Quote Originally Posted by blackbeauty2A View Post
    xiao bai 32 yrs... LOL! so old..... his 23 bro i oso same this month i 23.. i noe u nvr ask.. tellin u onli..
    ISHHHHHHHHHH!!!! sis!! how u know sia???? i tell u b4?? no ar... btw i'm 24 after bday this yr..... got my bike last yr...hmmm... when i was 22(legally coz haven pass bday)....
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

  35. #85
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    depends.. last time if u got accident comfirm it's high. mine i take ntuc so like that loh! ur frnd how old?

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  36. #86
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    Quote Originally Posted by Xiao^bai View Post
    ISHHHHHHHHHH!!!! sis!! how u know sia???? i tell u b4?? no ar... btw i'm 24 after bday this yr..... got my bike last yr...hmmm... when i was 22(legally coz haven pass bday)....
    LOL! ur profile got stated ba! ask u ah kam lan kia is wat ar? idiot isit? i forgot lei but i noe if convert to english is c0ck sucker.. HAHA! so u older me by one yr.. haha u old liaoz.. another yr 25 already and soon 30.. haiz.. so sianz... growing older each day.......

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  37. #87
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    still 800 for what ??3rd party? for a s4 paying that amt of insurance is quite bo hua la...my friend who is 24 tis year ride a fz6 1st party insurance only pay 1.3k lo...1.3k he still kao bei liao lo...and he no ncd de...

  38. #88
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    blue surfer u got involve in any accident b4? previously...

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  39. #89
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    nope...but cos i new rider so now no ncd yet...going 20 soon...but probably will be getting s4 only after i hit 21..

  40. #90
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    wat i noe ntuc e younger u r the higher u got to pay for the insurance as for nowadays alot of young rider involve in an accident. ALOT! for me paying 500 plus for my insurance im ok s i noe my cc are bigger... eventually was thinking want to take mitsui coz they cover pillion too.. but want to claim very troublesome. i think i stick to ntuc.

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  41. #91
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    Quote Originally Posted by bluesurfer View Post
    still 800 for what ??3rd party? for a s4 paying that amt of insurance is quite bo hua la...my friend who is 24 tis year ride a fz6 1st party insurance only pay 1.3k lo...1.3k he still kao bei liao lo...and he no ncd de...
    wah bro... u say until like that then the one above paying 3k + for s4 can go knock head on the wall liao... haha...
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

     

     
  42. #92
    Blackbeauty69
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    Quote Originally Posted by Xiao^bai View Post
    wah bro... u say until like that then the one above paying 3k + for s4 can go knock head on the wall liao... haha...

    u knock ur head i straight go IMH......

    My Motard make wonders

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    Quote Originally Posted by blackbeauty2A View Post
    LOL! ur profile got stated ba! ask u ah kam lan kia is wat ar? idiot isit? i forgot lei but i noe if convert to english is c0ck sucker.. HAHA! so u older me by one yr.. haha u old liaoz.. another yr 25 already and soon 30.. haiz.. so sianz... growing older each day.......
    wah sey.... i 84 u 85 nia leh... where got old... haha...

    kam lan kia= Stupid arsehole....
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

  44. #94
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    haha...no la...i really donno y 3k sia...s4 only lei...i told my that fz friend that ntuc quote me 2k++ for tptf he ask me don me stupid lei. insurance where got so high...i say its the ntuc ppl quote me de lei he also don believe lo...i tink if tell my fz friend 3k for spec 3... probably he would have flip off his fazer lo..

  45. #95
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    i think that fella up there muz be a fierce rider.... buang alot of time... claim insurance until the company bth...haha
    I miss my voom voom.....
    Gonna hit the road back real soon with my dream "Xiao^Bai"..... heh heh.... hopefully....

  46. #96
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    Quote Originally Posted by Xiao^bai View Post
    wah sey.... i 84 u 85 nia leh... where got old... haha...

    kam lan kia= Stupid arsehole....
    haha wanted to call u kam lan kia i tot idiot... so i double confirm wit u.. haha later i kena lucky nvr call u LOL!

    My Motard make wonders

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    Quote Originally Posted by Xiao^bai View Post
    i think that fella up there muz be a fierce rider.... buang alot of time... claim insurance until the company bth...haha
    ya lor i think so la... if insurance quote me 3k i might s well buy BIG BIG BIGGER bike! haha then work hard just to feed ur baby. lol

    My Motard make wonders

  48. #98
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    Quote Originally Posted by Xiao^bai View Post
    i think that fella up there muz be a fierce rider.... buang alot of time... claim insurance until the company bth...haha
    not fierce rider hor...safe rider here...probably ntuc is really so ex ba...

  49. #99
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    like i said b4 nowadays young rider alot of accident mayb they increase e insurance? bluesurfer u got ask em' y ur insurance so x?

    My Motard make wonders

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    My input for info.

    age: 29
    Ver S
    3rd party
    $246

    AXA via Anda

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